To live and study in Germany, a health insurance is obligatory!
Statutory health insurance
Some countries have a social insurance agreement (EU, Iceland, Norway, Switzerland, Liechtenstein, Turkey). If your homecountry provides an insurance agreement, you do not need an additional health insurance.
If you come from Bosnia Herzegovina, Macedonia, Serbia, Montenegro or Tunisia, we highly recommend a statutory health insurance! Germany and these countries provide an insurance agreement that is covering emergencies only!
Students from non-EU states have the opportunity to take out an insurance when enrolling. If you already took out an insurance in your home country covering your stay in Germany, ask your insurance company for certificates.
Participants of the preparatory German course need to mind special regulations. Please contact the corresponding advisors at the International Office.
⇒ International Office - Contacts
EHIC
The European Health Insurance Card EHIC has standardized characteristics and is valid in every European state. It replaces the foreign health insurance certificate.
The card is valid for the use of public health services only!
⇒ Further Information (in German)
Private health insurance
If you need a private health insurance and need more information, contact the International Office. The health insurance needs to be accepted by the Foreigner's Registration Office as well.
⇒ International Office - Contacts
Information for Researchers and PhD Candidates
Researchers at the UR can also enroll. Visiting scholars and doctoral candidates are advised by the Welcome Center.
Customer service points of some insurances: